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End of Month Spending Check

Tomorrow is the last day of the month, and it is time to do an end-of-month spending check. In January, I have been focusing on groceries and food, keeping track of our spending in those areas and saving as much as I can. Writing down what I spend on each trip to the grocery store has helped.

While I still don’t have a lot of coupon use, I’m paying more attention to the sales and not buying things that we don’t need, purchasing more fruit and less snacks for example. This has made a difference.

I’ve also been more conscious of eliminating the food waste, by organizing the pantry and using up items that were just languishing there, baking more for breakfast and snacks, and keeping leftovers front and center in the refrigerator. I’m also back to creating freezer meals from low-cost ingredients. It is much more cooking than I had been doing before, but the lower food bill reflects this.

For eating out, we’ve cut way down on the frequency of going out, and when we do we make sure to spend $40 or less each time for our family of 5-6 people (my father usually joins us) by using coupons, skipping drinks, going for lunch instead of dinner and splitting meals.

Another frugal project for our household is to cut down on laundry expenses. I have been hanging most of the laundry, even now in the winter, and being diligent about catching wet laundry before it has a chance to mildew in the washer, forcing me to redo the load. I’m also using up laundry detergent that is on the shelf, even it if isn’t my favorite.

We had a lot of unexpected expenses last month, that reduced our emergency fund, and it is good to see that we are now heading toward rebuilding it, a little at a time.

This entry was posted in Getting Out of Debt and tagged , , , , by Mary Ann Romans. Bookmark the permalink.

About Mary Ann Romans

Mary Ann Romans is a freelance writer, online content manager, wife and mother of three children. She lives in Pennsylvania in the middle of the woods but close enough to Target and Home Depot. The author of many magazine, newspaper and online articles, Mary Ann enjoys writing about almost any subject. "Writing gives me the opportunity to both learn interesting information, and to interact with wonderful people." Mary Ann has written more than 5,000 blogs for Families.com since she started back in December 2006. Contact her at maromans AT verizon.net or visit her personal blog http://homeinawoods.wordpress.com