Following along with the rest of my blogs this week, I wanted to also visit another option for money fighting. If your relationship is having some serious financial disagreements, it may be time to call in a third party.
When couples fight and can’t get to solutions, often a marriage counselor is recommended. If these fights are mostly about money, it may be better worth your time (and money!) to hire a financial planner instead.
The goal of any third party in a relationship struggle is to help bring in an unemotional, uninvolved person into the couple’s battle. If this person is also a financial guru, they can help solve many problems at one time.
Most everyone can benefit from the advice of a money professional, but this is particularly true if your family is already fighting. An unbiased perspective of how to come together and achieve your goals can truly be a financial lifesaver. Then, instead of arguing and blaming each other… you can focus that energy on solutions.
Regular appointments with a financial advisor can also force you to maintain a schedule of evaluation — both as a couple and with your budgets. While you could probably do this yourself, many of us simply lack the discipline to stay on track. Too many other priorities quickly get in the way.
This third party doesn’t have to be a financial planner per se. It could be a close friend or family member you both trust. It could even be a different professional like a tax accountant, realtor, or insurance agent. The decision should be based on your unique situation, where most of your troubles lie, and your long term goals. If you are feeling frustrated and overwhelmed, you may even want to look for a team of consultants!
Trust me. All of these people can quickly be worth their fees if they not only help you better manage your money, but also keep you out of the financial ruin of a divorce.
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*Fighting Over Spending Habits