Author Archives: Debbie Vasen

Want To Save Yourself $800?

Okay, how can I save $800, you ask? Actually, you can save even more than that by becoming familiar with financial markets, retirement planning and more. One comprehensive evaluation with a financial planner, where he or she will sit down and evaluate your retirement goal, typically costs $800 to $2000. Hey, why not learn some financial planning on your own and turn it into a side business! Then, not only will you save money, you can make a little money as well. How do you learn what to do in order to plan for your retirement appropriately? Do the research! … Continue reading →

Where You Live Dictates Where You Work

Where you live will often heavily influence where you work. The two go hand in hand and depending on your career and personal preferences, selecting where to live will often determine where you work and vice versa. If you live by an ocean, you have a far more possibility of being a marine biologist or fisherman. However, in the mid-west, the chances of this career path are quite limited. There you might work in the city or on the farm. Sometimes where we decide to live influences our career path. Sometimes, we choose where we live based on the career … Continue reading →

Tips for Retirement Planning

Every year you should take the time to evaluate your long-term financial plans. If you are very close to retirement, you might need to do this more often than once a year. Try to come up with a schedule that works for you. Look at it each year on your birthday, the New Year, each fall when school starts, at tax time, find a time that is best for you. During this time, your retirement plans should be part of this process. When you do sit down to review, consider these tips: 1. Every year we see inflation rising. Your … Continue reading →

More Career Switching in the Later Years

Let’s say you thought it through and decided the risks of a career change later in life are worth the benefits. You are willing to sacrifice, as your job is a major part of who you are and what you do. If you aren’t happy as you grow older, you don’t have many years left. Once you get too close to retirement, changing jobs is often almost impossible. Therefore, if the time is now and you want to make it happen, then go for it! Easier said than done, right? Often people don’t bother changing careers as they grow older … Continue reading →

Switching Careers Later in Life

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Many people over the age of 50 consider switching careers. When they do, they often wonder if it is even possible or worthwhile. Once you have become established in a profession, change can be scary. In addition, there are risks associated with that change. If you are considering switching careers later in your life, there are some unique considerations to consider. First, ask yourself some of these questions: 1. How much longer do I plan to work before retirement? 2. Could I plan to continue my current career until retirement age? 3. What are the main reasons I want to … Continue reading →

Don’t Quit, Freelance!

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Whether you want to quit work to be home with the kids or if you are looking forward to retirement, a great option instead of being unemployed is to freelance. By freelancing your current skills, you can make some money on the side and still have many of the same freedoms found when not working. Freelancers in almost every field are becoming more common. Working at home is easier than ever with new technology and many smaller organizations are eager to hire a temporary worker to take on an extra project. From the employee standpoint, freelancing gives you the ability … Continue reading →

Too Much Education?

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Is it possible to have too much education when looking for a job? The answer is yes, although it will depend on a variety of factors. In many careers, a bachelor’s degree is enough to get you started. In some, you may only need a few classes or an associate’s degree. For many professions, on-the-job experience is as or more important as an education. In these types of jobs, too much education can sometimes make you seem too expensive or over-qualified for an entry-level position. However, some careers require a certain degree before they would even look at your application. … Continue reading →

Get Rich!

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Okay, yes, I know… we all want to get rich, right? Well, like all good things, money comes to those who wait. Just like anything worth working for, losing weight or gaining income, the slow turtle is the one who wins the race. There is no real get rich quick scheme. Certainly every so often, someone does win the lottery, but the chances that would be you are so slim – you can’t even plan on it. However, you can do some things where you can plan to gain money from them. 1. Start now; start young! The sooner you … Continue reading →

Image Consultant – Job Highlight

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Ever wanted to be an image consultant? Do you even know what one is? Maybe this is the perfect career for you, hiding behind that beautiful woman you see on the bus each day. Image consultants have grown in popularity. People are becoming more aware of how little changes to their image can transform their lives. What used to be just makeup artists to the stars, now even the average person hires an image consultant. The field of image consultants is more far reaching than just makeup and fashion. An image consultant often helps individuals with the whole package, including … Continue reading →

Job Security

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Often with job boredom, also comes job security. Typically, once you have worked long enough at a job for the same company, you gain a level of security. The advantage to job security is that you don’t worry about losing your job. The disadvantage is with longevity also comes boredom. Not all companies or industries can provide job security, especially with our economy. However, unless you have poor job performance, it is usually the newest members of the team who are let go first. This is particularly true in large companies or union-based professions. If you are lucky enough to … Continue reading →