Do Not Call List

I just finished moving and in the process received a new phone line. At first, I did not register my new phone number with the Do Not Call List as my old number was. I now realize how spoiled I was for the last five years being on the Do Not Call List. Some of you may not even know what the Do Not Call List is or you may be like me, blissfully enjoying the silence. Either way, I thought my recent experience might be worthwhile to share with you all. The Do Not Call List is a government … Continue reading

Should You Continue at One Job While Searching for Another?

A common dilemma is whether to search for a new job while still working at the old, or to quit completely before you start to look. This can be a tricky problem, as both ways have their advantages and disadvantages. Overall, there isn’t necessarily one way that is the best. It is more about determining how each option affects your individual situation. Let’s discuss some of the pros and cons of each. Keep working: Pros: 1. You can maintain a steady source of income. 2. You don’t have to explain why you aren’t working. Cons: 1. Trying to find the … Continue reading

Should You Take a Job if You Plan to Quit in a Few Months?

There are many times when we need a short-term job. Maybe you are pregnant and need a job until the baby arrives. Maybe you know you are moving but need a job for a short period before. Whatever your reasons, there are times when you need a short term job, where you know ahead of time that you plan to leave. Often employers won’t hire and train someone they know will leave them in less than a year. How should you handle this dilemma? The main problem is whether to be honest with an employer or not. My first advice … Continue reading

How to Choose a Job

Are you still contemplating the question, “what are you going to do when you grow up?” Trust me, many of us are. Whether you are fresh in your career or simply sitting back and reflecting on where life has taken you, the question of which job is best can arise. How do you determine which is the best job? There are so many variables and so many personal preferences that this is not an easy chore. The key is to find something that really gets your juices flowing, a career that motivates you and gets you up each morning. No … Continue reading

Emotional Spending

Why does spending money makes us feel better? For many, going shopping is a type of cure for the blues. Just like using food as a stress reliever can wreck havoc on our diets, using money to cure depression can destroy your budget. When the kids are whining at the store, do you promise them a new toy if they calm down? This is the beginning of teaching pleasure in spending. Stop it with yourself and your entire family. One of the fastest tips to cure the emotional spending bug is to not carry your cash or money with you, … Continue reading

Tips to Get the Promotion

Do you want your boss’ job? Do you have dreams of moving up and being an executive or manager in your current company? You can do some things now, before the opportunity arises, to ensure your chances of getting a promotion. 1. First, learn all you can about the company and business structure. Go beyond what you currently do and even what your boss does. Get to know how the company functions from all angles. 2. Volunteer to take on special projects or task forces. Many companies look for temporary leadership on a situational basis. This can be a great … Continue reading

Live Money Chat

Have you ever wanted to chat with a live professional who could answer all your money woes? Well, I can’t quite promise you all the answers, but you still may enjoy checking out Ellie Kay. She is offering a live chat with visitors coming up this June 19th, 2008. Of course… this event is all free!! Ellie Kay is better known as America’s Family Financial Expert ®. Wal-Mart is sponsoring her live chat Thursday, June 19th from 11am to 1pm CST. Ellie has published 12 books on the subject of helping families with their finances. She offers easy to use … Continue reading

Long Term Career Goals vs. Short Term Survival

I have met and known many individuals who struggle along, living at home, on unemployment or receiving some other type of assistance. When you stop to ask them why? Their response is often, “I still haven’t found my career job or calling.” It is important to not let your long term goals hold you back from short term survival. In the career realm, it is ideal to have both short and long term career goals. In order to succeed you really must have shorter and longer range plans, and follow both. If you are unemployed or still in school, start … Continue reading

Have an Emergency Plan

One of the worst problems with a crisis is still dealing with the other details of life. Ensure that your money matters are covered, so if an emergency hits… you do not have to worry about the finances. The following is a list of key things to do ahead of time, before disaster strikes. 1. Create an emergency savings. How much you will set aside depends on many factors, but most experts agree that three months of your income is the minimum with six months of income the preferred. It is critical that this savings is in a liquid account … Continue reading

How to Determine the Best Business Niche for You

Whether you are trying to determine which sector of the economy to pursue a job or what type of business to get into, determining the best fit takes a few basic steps. Discover the best type of career path through analyzing your personality, skills and lifestyle. Start the search by exploring a variety of options. Often the best way to find the career or business for you is to get out and actually do the job. Volunteer your time at events or companies that center around your interests. Do informational interviews with people in jobs you dream of having. Get … Continue reading