If you have sat down and written up a budget, and realize that your outgo is a lot more than your income, something needs to change. You can either cut the amount of money you are spending, or you can increase the amount of money you are making. You can also do a combination of the above. Here are four ways to increase your income.
1) You can get a second job. This may not be fun, but if you know it is temporary while you are trying to get out of debt, you may be able to do it. Many companies, especially retail companies, will hire part-time evening workers. This will help to bring in a little extra money. There are many companies that will allow to work from home as a telemarketer/customer service representative.
2) You could ask for a raise or look for a better job. If you feel that you should be getting paid more for what you do, it never hurts to ask for more money. They may say no, but they may not. If you know that you will not get a raise, you may consider looking for a new job with a salary increase.
3) You could begin to sell items on Ebay. You can start with items you have around your house, or you could visit garage sales and surplus stores for hard to find items. You can find more about it here.
4) You can start a home business that you could work on together as a couple or a family. There are many different options available. You can learn more by reading the home business blog.
If you are considering taking a second job, you should seriously look at your expenses and see what areas you could easily cut back on. This will help motivate you to use that extra money wisely. It is best to use prudence and balance when planning a budget.