Is it worth spending the extra money for car insurance when traveling in another country? Well, this question is good and one people should understand. The immediate answer would be, yes, it is worth spending the extra money. The reason is that if you have just one small incident in a place where you have trouble communicating or where there is some misunderstanding about your policy or the law, you could find your vacation fun destroyed.
Here is a good example of how a large company handles this situation. For example, employees who must travel to Mexico should purchase auto insurance from a Mexican company. The insurance requirements are different in Mexico. Therefore, your company should ensure good auto insurance in place from the start, anytime an employee needs to cross the border. However, I do not think it should be any different for us as vacation travelers.
Another good piece of advice comes from a group that consults with business travelers and companies to make sure they have the right insurance in place, as one of the many things necessary to make a good trip. Typically, this company would advise you not to take the rental car insurance in the United States, but definitely buy car insurance in foreign countries and Hawaii.
It would be a good idea to take some time to learn about the country or countries you plan to visit, gaining knowledge of the road rules and laws ahead of time. In fact, depending on the country you plan to visit, you may need to apply for an international driver’s license. These few simple items, along with spending some time getting the right insurance, could mean the difference between a perfect vacation and one that is a nightmare due to poor planning.