Yes, it’s white-sale time again. I wasted no time in checking out the white sale at a Bed Bath and Beyond store that was moving to a new location (Double-discount). The 20% off store coupon gave me a triple discount. Here is want I found. Chocolate colored Pure Beech 250 thread count sheet set for $40.00 marked down from $99.00 A chocolate Quilted Coverlet bedspread for $23.00, marked down from $149.00 These things may seem like an unreasonable splurge, but I have been sleeping on the same Martha Stewart Bed-in-a-bath set for three years. The comforter is no longer comforting … Continue reading →

I have been sufficiently barraged by advertisements and am well aware of the upcoming sales on Black Friday. Sure, the thought of $3.00 toasters and blender from Target, and sweater dresses from Kohl’s are very appealing, I am not swayed enough to leave my home on Black Friday. Sure, there will be lots of sales that I won’t be able to get my hands on later, but the chance of actually being able to get my hands on those items is slim to none. “There are some caveats. Included in the fine print amongst the Black Friday advertisements and circulars … Continue reading →

Black Friday is the day after Thanksgiving when when department stores lose their proverbial minds and sell items at a loss to attract Christmas shoppers. This year will be no different. Target has gone over the deep end for the 2009 Black Friday Christmas shopping day. This year Target will be selling kitchen appliances including Chefmate coffeemakers, toasters, slow cookers, and sandwich makers for only $3.00. Normally, I would not buy appliances for $3.00 for fear that they would fall apart in 30 days. However, because they are being sold on Black Friday 2009, I quickly realized that these small … Continue reading →

I get a lot of junkmail in my mailbox, especially around the holidays. Within that junk mail are store coupons and gift cards that are worth a good amount of money. Many of us see them as temptations to spend more than we have, or wonder if there is a catch. If you read the gift cards carefully, you will be able to tell which gift cards are worth using, and which ones to toss. Last week I received a gift card from Kohls. It was for $15.00 off everything. Knowing that my mother in law shops at Kohls, I … Continue reading →

Whole foods and co-op stores have been doing it for years. Now Target has jumped on the bandwagon. They want to lessen the use of plastic and so are giving customers five cents for each recyclable bag they bring to carry home their purchases. “Target is expected to roll out its program Nov. 1 at all 1,700 Target stores, according to USA Today. Anne Zeltinger, a Target spokeswoman, confirmed the new program and emphasized that the discount will be applicable with any style or brand of reusable bag.” I am guessing that you only get the money for the amount … Continue reading →

This is my father in law’s justification to never buy cheap items. It took years to convince him that inexpensive does not always mean cheap. Some things have reduced prices because a new model has just been made. Other items have low prices because because they don’t come with alot of bells and whistles. Cheapism.com is a new website that proves that you can buy things for less money, and get the true value of your money. There’s nothing worse than buying a less expensive item trying to be frugal only to have to replace it in a few months. … Continue reading →

It’s that time of year again. Roles have been selected for the fall Drama Club play and it is up to the parents to pull together costumes for the play. My daughter has two small roles in Secret Garden, that of a household servant, and also a lady at the ball. That means she needs two costumes. Store bought costumes usually start at $40.00 and go up to $100 or more each. That is not in my budget. It’s probably not in anyone else’s budget either. Based on my personal research and pulling together items we already have I managed … Continue reading →

Between back to school clothes and back to school fees, it is enough to give a parent back to school blues. On top of everything else, you are required to purchase a seemingly unending list of notebooks, paper, glue, and scissors. By the time you get the actual list, all of the good stuff is gone from the stores. To make matters worse, school supplies are very expensive! A zip up binder can cost $14.00, a standard five subject notebook can cost $7.00, and crayons and markers have gone up considerably in price over the years. To make you life … Continue reading →

A blog called I’ve paid for this twice already explains that anything purchased with credit cards is paid for again in interests, and maybe multiple times by the time the credit is paid off. Many of use have realized this and stopped using credit cards, but how many of us still take out loans and buy items on credit. Any kid on non-secured debt sucks extra money out of your pocket. Furniture loans, are financed by the stores and often through high risk programs that charge 10% or more interest for the honor of buying a sofa or entertainment center. … Continue reading →