Now that Hurricane Irene has passed by, people will be able to assess damage, and file insurance claims. It is expected that many of these claims will be disputed by insurance companies, and that will very likely lead to lawsuits. One of the biggest questions has to do with whether damages were caused by wind or by water. Surviving a hurricane, like Hurricane Irene, is stressful. Soon after the hurricane passes, people become able to go out and see exactly what damages the hurricane inflicted upon their homes, their vehicles, and their personal property that was inside them. If the … Continue reading →

A couple who has car insurance through Farmers’ Insurance got into a single-car accident. They filed a claim to their insurance company. The insurer denied their claim, so, the couple decided to sue Farmers’ Insurance. Unfortunately for the couple, the court sided with the insurance company. In 2009, Michael and Brenda Osborne were driving their Subaru in Skagit County, Washington. They went off the road, in what is, essentially, a single-car accident. The couple told the county sheriff, (who arrived on the scene), that the accident was caused when another car, that was driving the opposite direction from the Osborne’s, … Continue reading →

A professional football player proposed marriage to a former beauty queen. She said no, but appears to have kept the engagement ring anyway. The football player wants the ring returned to him, and has filed a lawsuit. He also contacted his insurance company about the matter. Will the insurance cover the loss of the ring? Roy Williams Jr., a professional football player who plays for the Dallas Cowboys, proposed to Brooke Daniels, a former beauty queen, who was the 2009 Miss Texas. The way he proposed marriage is distinctly non-traditional. He put together a package that contained an engagement ring, … Continue reading →

Your insurance company just denied your claim for that procedure, treatment, or doctor’s office visit that you were sure was something they were supposed to cover. You may be considering fighting that disputed claim, but have no idea how to go about doing that. Here are some helpful hints that can get you started. It can be frustrating to discover that your health insurance company, that you have been faithfully paying premiums to, has refused to cover some of your medical bills. Those bills are probably going to be higher than your budget can comfortably handle. This could leave you … Continue reading →

Filing a claim to your insurance company can sometimes be a bit of a hassle. It can make you feel anxious as you wait to see if your claim will be paid for, or denied. Did you know that there are some types of claims that your insurance company actually likes, and wants, you to make? They look favorably upon claims that they know will be paid by someone other than themselves. Insurance companies put a lot of effort into trying to determine how risky it would be for them to provide insurance coverage for someone. When you apply for … Continue reading →

It can be a bit confusing for people to figure out what type of insurance covers dog bite claims. It isn’t something covered by pet insurance. It might seem odd to consider filing a claim to a homeowners policy, especially if the dog bite didn’t take place at your home. What about if your dog is sitting in the back of your truck, and bites someone? Which insurance covers that? It is never a good situation when your dog bites someone. There is potential that your dog believed that he or she was protecting you, or another member of your … Continue reading →

Does your job take place entirely within one, specific, office space? Or, are you among the many people who work on the go, from home, and after hours? The new trend towards more mobile workers brings up some unanswered questions about what happens if those workers get injured while working. Will workers compensation still help you? Not that long ago, work only took place in a person’s office, or at their place of employment. Once the person went home for the night, or for the weekend, it was clear that the person was “off the clock”. If an accident happened … Continue reading →

One should always take a moment to think before posting something online. This is especially true if you are about to post something that can be easily accessed and read by anyone who happens to find it. If you have filed an insurance claim, be careful what you post in any form of social media. Your insurance company could be reading it, and potentially using it against you! There is something about social media that makes people decide to post information that they normally would not share with a random stranger. Most people don’t really care what you had for … Continue reading →