Category Archives: Insurance

Learn about Insurance: Auto, Homeowner’s, Life and every other kind of insurance imaginable and how it can protect you.

Sebelius Announces Countdown to Affordable Insurance

Kathleen Sebelius has written a very interesting post on HealthCare.Gov today. It is titled “Countdown to Affordable Health Insurance”. It gives exciting details about the upcoming health insurance exchanges, and how to access them. Some of you might be able to get help with the cost of coverage right now! Kathleen Sebelius is the Secretary of Health and Human Services. You have probably heard her name mentioned quite a lot in regards to the Patient Protection and Affordable Care Act (which is also called Affordable Care Act or “Obamacare”). Right now, you can go to HealthCare.Gov to read her post … Continue reading →

Arizona Will Expand its Medicaid Program

This was really unexpected! The Governor of Arizona, Jan Brewer, has announced that the state of Arizona will be expanding its Medicaid program. The federal funding that comes with the decision appears to be a primary motivating factor. If the Arizona Congress passes this initiative, it would greatly benefit the citizens of Arizona. Arizona Governor Jan Brewer, a Republican, has a track record of opposing the Affordable Care Act. She decided that Arizona would have a federally run health insurance exchange, something seen by many other Republicans as “opting out” of participation in the Affordable Care Act. Arizona was also … Continue reading →

After Much Bickering, Mississippi Begins Work on Exchange

A total of 20 states have had their plans for a health insurance exchange approved by the Department of Health and Human Services. The state of Mississippi has had their application put on hold, until the state’s Governor and Insurance Commissioner managed to agree about the type of exchange Mississippi will have. The Affordable Care Act requires all states to have a functioning health insurance exchange that is ready to go by January 1, 2014. A total of 20 states have gained approval. (or conditional approval) for their plans for an exchange. The majority of them selected a state-based health … Continue reading →

Low-Income Texas Women Lack Access to Health Care

A Texas judge has officially denied Planned Parenthood’s request to be allowed to offer health services to low-income women in Texas through a state program. The result is that there are a lot of low-income women in Texas who now have no access to women’s health care. This is part of a long, long, story. This all started in February of 2012, when Texas Health and Human Services Commissioner, Tom Seuhs, signed a law that was designed to specifically exclude Planned Parenthood from receiving any of the funding that is earmarked for the Medicaid Women’s Health Program (WHP). At the … Continue reading →

Nebraska Bill Would Require Governor to Use Exchange

The Governor of Nebraska, Dave Heineman, decided that Nebraska would opt for a federally run health insurance exchange. Senator Jeremy Nordquist has introduced a bill that would require the governor, and other lawmakers, to use that exchange to acquire health insurance coverage. Part of the Patient Protection and Affordable Care Act, (which is also known as the Affordable Care Act or Obamacare), requires every state to have a health insurance exchange. The purpose of the exchanges is to enable individuals and small businesses to easily find affordable health insurance. There were three different options that a state could choose for … Continue reading →

Outdated Auto Insurance Requirement has Been Repealed

An auto insurance law that affects dealerships has been repealed. This makes it easier on the dealerships, and really doesn’t affect customers one way or another. The last time your bought a new car, did you ask the dealer to show you an insurance booklet? I didn’t think so. There was a law passed in 1972 that required the National Highway Traffic Safety Administration to do something that they would never be asked to do today (if it wasn’t for that particular law). What was the requirement? The National Highway Traffic Safety Administration had to prepare, print out, and mail, … Continue reading →

Health Insurance Coverage and the Flu

We are in the midst of a really nasty flu season. You don’t want to catch this flu, and you won’t want your family members to catch it, either. Your risk of being exposed to the flu relates, in many ways, to health insurance coverage. This includes both your coverage and the coverage of the people you work with. The Center for Disease Control and Prevention (CDC) recommends that everyone who is age 6 months or older get a flu shot. Getting an immunization for influenza is one way to help prevent yourself (or your family member) from catching the … Continue reading →

State Farm Warns You To Watch Out for “Smishing”

State Farm Insurance is warning people to watch out for scams that may be sent to your smartphone. It’s called “smishing”. State Farm has tips for what to do, and what not to do, if your discover that your smartphone has been hit with this type of scam. Many of us adore our smartphones. Whether it is an Android phone, or an iPhone, it is something that many people cannot do without. Just how often do Americans use their smartphones? The Pew Research and American Life Project found that mobile phone users send and receive, on average, about 40 text … Continue reading →

Keep Your New Year’s Resolutions and Save on Insurance

What was your New Year’s resolution for 2013? The popular ones include losing weight, quitting smoking, and saving money. You might be struggling to keep that promise to yourself right now. Hang in there! Keeping some types of New Year’s Resolutions could save you some money on your insurance premiums. No matter what your insurance premiums cost, you probably would be happy if they were lower. This is true for auto insurance, life insurance, and health insurance. Fortunately, there might be a few ways to convince your insurer that they should lower your rate, or, at the very least, not … Continue reading →

Wendy’s Franchise in Nebraska Cuts Hours

A Wendy’s franchise owner in Nebraska has decided to cut hours specifically to avoid having to offer an employer sponsored health insurance plan to many of his workers. The owner feels that he cannot afford to provide health insurance to all of his employees and still stay in business. Typically, owners of restaurants that make this type of announcement face public backlash. Starting in 2014, a portion of the Affordable Care Act will begin. It will require businesses to offer an affordable health insurance plan to all full-time workers. Those that choose not to do so will have to pay … Continue reading →