If your New Year’s resolution is to cut back on spending, then now is the time to gather tips on how to look for the best deals. After all, spending less doesn’t mean avoiding stores all together. Rather, the goal is to get what you need for the least amount of money. So, how can you accomplish this? Here are some money-saving tips: 1. Look for items in the clearance section. However, don’t buy something just because its price is radically reduced. If you don’t need the item, it’s not a bargain. Instead, you are simply filling your home with … Continue reading →

Whether you are a parent of a college student or you are a student yourself, you know that college is expensive. What you may not know, and what I wish that I knew when I was in college a few years ago, is that there are some things that you can save money on while you are in college which can add up to significant savings. That’s right, you can have more cash left in your pocket or less money borrowed from student loans and other sources if you do a few things a little differently. For example, when you … Continue reading →

Did you know that there are a few things that you would be better off waiting until after Christmas to purchase? Even if you plan to give the items as gifts, the sale prices on these items after the holidays are likely to make you think twice before choosing to grab the item now instead of giving a gift card. For example, if you plan to give someone a television this year and you were unable to score one of the super amazing deals that happened on Black Friday, you can give a gift card in the approximate amount that … Continue reading →

I am sure that you are very busy preparing for the holidays right now. The thought of squeezing any more to – do’s onto your already gigantic list is probably not very appealing right about now. If you are up to it, though, there are a few things that you can do before the end of the year that could save you some money. Many of these things do not take that long, and the money that you could make or save doing them could help to offset the cost of all of those holiday expenses. Since you get one … Continue reading →

Have you ever stopped to think about your funeral? Most people don’t unless we’re at a service for someone else, and then we might comment to our spouse, “Don’t bury me in a coffin like that.” Then we just go on our way without saying much more. But you can save not only hassle, but money, if you take the time to think about it now. My dad passed away eighteen months ago. He and his wife had purchased a package from the local mortuary that included their viewing, caskets, funeral programs, embalming, flowers … the only thing it didn’t … Continue reading →