Though having a baby is truly a joyous and blessed event, it can also be a pain in the pocketbook. You’ll need to buy baby clothes, diapers, formula, baby food, and then all the special baby furniture: high chair, car seat, baby bed, changing table, etc. Add to this toys, nursery school, daycare, health expenses — babies are very expensive. But if you’re living on a budget, as most people are, there are some things you can do to save yourself money, and still spoil your little wonder. 1. Make sure everyone knows what you NEED for the baby. Relatives … Continue reading →

Back to school shopping is not all clothes. There are other things to take into consideration: school supplies, lunches, fees (enrollment, sports participation, field trips), and books. All of these things tend to add up and that means a hit on your pocket book. If you want to save some money, however, it is possible to stretch your buck when it comes to back to school spending. The key is to think like a businessperson, and make your choices based on what funds you have available. Create a list of needs. These are must-haves. Many districts offer lists of applicable … Continue reading →

Affording braces can be like wishing on stars. It may and may not come true. But if you take the steps you might just find the perfect solution to being able to afford braces. Braces aren’t just a thing of the past, they are a thing of the present and future. Sure, braces have changed throughout the years but one thing is still the same… they straighten your teeth. No matter what you still need them. Braces can get awfully expensive but there are ways that you can make them affordable to you. Step 1: To making braces affordable to … Continue reading →