What to do when you can not get a Bank Account

What do you do when you can’t get a bank account? No bank account. No problem. That’s right if you have bad credit or even no credit it is possible to get bank conveniences without a bank account. Have you ever had a credit problem? Bounced too many checks? Or maybe just got so far behind on bills that you had to declare bankruptcy? Many banks won’t give you a bank account if this has happened. There are ways around not having a bank account though. If you can not get an account due to credit issues do not worry. … Continue reading →

Cashing in with online savings accounts.

.Rising interest rates don’t have to be a bad thing. Money sitting in savings accounts, for instance, is now earning a higher rate of interest. And online savings accounts are paying some of the highest rates around – some as high as 5%. Stashing your money in online savings accounts is a different experience than visiting your local bricks and mortar bank. Here’s some of what you can expect: It goes without saying that you’ll want to be really comfortable with the internet before venturing into online accounts. If you’re utilizing online banking with your current bank, however, the experience … Continue reading →

Could You Benefit from Credit Union Membership

When you think of a credit union you likely think of car loans. While it is true that credit unions are great places to go to when you are in the market for a car it is also true that credit unions offer many more benefits to members. Credit unions operate in many ways like banks but there are some important distinctions. For example, credit union are not-for-profit, cooperative financial institutions. These institutions are managed and directed by members and a volunteer board. Unlike banks, membership or participation is not open to the general public. Membership is only available to … Continue reading →