Being a Single Mom without Child Support

I know that being a single parent is hard for both moms and dads who go at it alone. Add to that the lack of child support and it seems to be a losing battle. I am sure there are single parents out there who are very successful and are able to care for their children without financial concern. I wish I were one of them. I chose not to pursue child support because I knew that with child support would be visitation. I didn’t want the father of my child to have visitation. I made the financial sacrifice in … Continue reading

Yes, You Can Work At Home! Part 2

Working at home is increasing in popularity, especially amongst moms with children who are trying to raise their family and bring in a much needed income. Single moms are even finding that this is a possibility. While raising your children, earning an income, and tending to the other numerous responsibilities and chores that makes up the life of “Mom” is a juggling act it is being done in many households. When this is what makes up your life you find that prioritizing is essential in making it all come together. Work at home jobs come in all skill levels. Below … Continue reading

Receiving the Child Support That Your Child Deserves

It takes two to tango and with that comes responsibility. Is your baby’s other parent trying to ditch their obligation to contribute with child support payments? Do not let it happen. It is so difficult to raise a child on your own even with additional financial help. Without the extra money it is that much more difficult. As the parent taking the most responsibility of child care, your child deserves to have the necessities provided for. One parent should definitely not shoulder this responsibility all alone. If you are having a problem getting the other parent to help out financially … Continue reading

Savings for Single Parents

I know that the sun is shining, the birds are chirping, and your kids are getting all excited about playing outdoors. The single parent, being the practical people that they are, must think about winter for a bit before getting all carried away about the upcoming summer season. Now is the time that you can rake in the savings on clothes for your kids for next winter. If this past years winter coat looks a bit ragged on your son or daughter, pick up a new one for mega savings. Do the same with hats and gloves. You might even … Continue reading

Single Parenting: Rake In the Cash with a Second Income

One thing that single parents need the most besides a little more sleep is a second income. Being a single parent means producing a dual income on a one-income check. Since this is impossible, the next best thing is for a single parent to find ways that they can bring in an extra income while staying home. Most single parents work all day. The very thought of having to take care of the kids, the house, themselves and go back out to work their second job is mind boggling. There are numerous ways that one can generate more money without … Continue reading

Single Parents and Birthday Party Budgeting

Having a birthday party can take a chunk out of your wallet. Having more than a couple of kids to give a party for can lead us to the poorhouse if we are not careful. This is true for parents everywhere, but a single parent or families with one income can feel the pinch that much worse. With the faltering economy being what it is most of us are leery about spending money unnecessarily. Just about every kid’s place in town now offers to “host” your child’s birthday party. This is great because that leaves the parents with one very … Continue reading

Myths About Child Support

If you are a single parent with custody of your child, you should be collecting child support. However, that isn’t always the case. Did you know that according to the National Coalition for Child Support, there is $89 Billion in past-due child support currently uncollected in the United States. That doesn’t even include the parents who haven’t even sought child support yet. With so many people collecting child support out there, it seems that several myths have cropped up and here they are: Myth: Child Support goes to the child or children. Fact: Child support is exactly that – support. … Continue reading

Preparation and Stocking Up—From a Single Parent’s Point of View

In my years as a single parent, there are a few strategies that I have found quite beneficial—not only do they make my life a little easier, but they give me peace of mind and just make good sense. Wherever possible, I try to make sure that I do not run out of important things. This can be challenging when a person has limited storage space (I live in a townhouse and do not have a pantry, garage, or abundant storage) and when a single parent leads a busy, active life. If there was ever anyone who needed to be … Continue reading

Accepting Rising Costs and Expenses

Yesterday, I was moving throughout the grocery store and for some reason, the prices of the items on the shelves and in the cases were really catching my attention. While I am a fairly budget-minded single mom and I do keep close watch on where all the money goes, I have not really given much thought to how much so many of the daily needs and basics have increased in price. As tempted as I am to make a big ruckus over how challenging it is for the average family to make ends meet, I realized that there really was … Continue reading

Budgeting Help for a Single Parent

You know you SHOULD do a budget, but you may find yourself living paycheck to paycheck and being too tired, overwhelmed or uneducated to know how to go about designing a budget that will actually reflect your family finances and help you to plan for expenses. Where can you turn for help and what can a single parent do to learn more about budgeting? Help with budgeting may be as close as your bank or credit union. Many have customer service individuals who may be able to help you and more and more banks have budgeting information available with online … Continue reading