The idea that there are aliens from outer space who not only are visiting Earth, but are doing strange things to the humans that live here is debatable. While there may be some scientific theories that suggest the potential of life on other planets, this does not automatically mean that intelligent life forms from across the universe have been coming to Earth. But, if you, like Mulder from the X Files, are among the people who truly believe that you could be abducted by aliens, there is something that might ease your mind. You can actually get alien abduction insurance.
It seems that if you look around long enough, you can find an insurance policy on just about anything. Most nationwide insurance companies offer health, life, and auto insurance. You may need to go to a smaller company if you are looking for an insurance policy on something that most people would consider strange. Alien abduction insurance is definitely not the kind of insurance that most people would feel the need to seek out.
Mike St. Lawrence is the president of UFO Abduction & Casualty Insurance company. This might be more of a spoof insurance company than a serious one. However, there have been claims awarded to at least two people who purchased this kind of insurance policy. Alien abduction insurance costs somewhere between $20.00 and $25.00 for a lifetime policy. This gives you $10 million in coverage in case you are abducted by aliens from outer space and somehow manage to return to Earth to tell the tale.
This policy includes medical coverage, including any outpatient psychiatric care that you require after experiencing an abduction by aliens. There is “sarcasm coverage”, which is limited to sarcasm that comes from members of your immediate family. Interestingly enough, you may qualify for double indemnity coverage, for a total of $20 million dollars, under certain circumstances. What has to happen for you to qualify for double indemnity? The aliens who abducted you have insisted on “conjugal visits”. An offspring results from your abduction experience, that is referred to as the “next missing link”. Or, the aliens have referred to you as a nutritional food source, or “the other white meat”. To collect on this insurance policy, you must provide proof of abduction and return, and you need to properly complete a claim form.
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