Are you looking into potential options for health insurance coverage? Maybe you have a health plan, but are interested in finding a better one. One way to start your search is with a few government websites. They have reliable information about many kinds of health insurance.
HealthCare.gov has an Insurance Finder tool. tool. It will help you find public, private, and community programs that meet your needs. You can get started in two quick steps. First, use the drop down box to select the state that you live in.
Second, select the category that best describes you. Choose from: Family/Children, Healthy Individual, Individual with Medical Condition, Pregnant Woman, Person with Disability, Senior, Young Adult (under 26), or Small Employer / Self-Employed. Click the “Next” button, and some insurance options will appear.
USA.gov is the official web portal of the United States government. It has accurate, reliable, factual information about several different types of health insurance coverage. This is a good place to start.
You can learn more about how the Affordable Care Act can meet your health insurance needs. There are links to connect you to state Medicaid programs, and other links that connect to Medicare. Find out if CHIP, the Children’s Health Insurance Program covers your child. This is also a good place to learn about COBRA, which can help you keep your health insurance coverage in between jobs.
Having problems with your current health insurance company? USA.gov has advice on how to appeal a health insurance claim. They give you five simple steps to follow.
The United States Department of Labor has a page that specifically talks about COBRA. It stands for the Consolidated Omnibus Budget Reconciliation Act. This is for people who had employer sponsored health insurance benefits, but lost them. COBRA lets you extend your health insurance coverage for a limited amount of time.
Qualified individuals might be required to pay the entire premium of coverage up to 102% of the cost to the plan. In other words, you would be paying the amount you used to pay for insurance as well as the amount that your employer paid for.
If you are transitioning from one job that provides health insurance to another one that also provides health insurance, COBRA might help you. If you have become unemployed, COBRA will probably cost more than you can afford to pay.
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