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How Bargains Can Come Back to Bite You

Bargain shopping can be a boon to your budget. But if it is done in the wrong way, it can actually cost your money. Bargains can be a sneaky thief, silently robbing you of your hard earned money without you knowing it. Here is how to avoid the trap.

Instant gratification

When something is a bargain, it is hard to resist. Seeing an item that is 25 percent off helps you rationalize and feel good about having it today. Always take some time to think about a purchase, preferably 24 hours. This will help you better understand whether or not you really need the item.

The addiction of a find

Bargain hunting can be like winning the lottery for some. Why do you think that Ebay is so successful? Being able to beat someone else for the best deal or discover a bargain can be addicting. To combat this, keep to a budget that you can’t go beyond, no matter how good a find. With limited resources, you’ll have to choose which finds are the most valuable.

Buying things you could live without

Look, you can save $50 on this purchase. But another way of looking at it is that you spent $100. Is the item something you really needed, or can you live without the “savings?” Picture where the item will go or how often it will be used. Have you gotten along well without it so far?

Spending more money on replacements

Sometimes a bargain can bite you when you spend more having to replace a cheap item than what it would have cost to invest in something that cost more but was of a higher quality. In my own house I have two examples: the iron and the bread machine. I used both of these frequently, so they get a lot of use. In the beginning I was spending a lot to replace both of these appliances often. It saved me money to avoid the bargains.

You can read more blog posts by Mary Ann Romans here!

Favorite Deal Websites:

FreeCoupons

Related Articles:

When New Costs Less than Used

Finding Multifamily Sales

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About Mary Ann Romans

Mary Ann Romans is a freelance writer, online content manager, wife and mother of three children. She lives in Pennsylvania in the middle of the woods but close enough to Target and Home Depot. The author of many magazine, newspaper and online articles, Mary Ann enjoys writing about almost any subject. "Writing gives me the opportunity to both learn interesting information, and to interact with wonderful people." Mary Ann has written more than 5,000 blogs for Families.com since she started back in December 2006. Contact her at maromans AT verizon.net or visit her personal blog http://homeinawoods.wordpress.com