The Medicaid program in each and every state has a portion that covers children. In New Hampshire, there are several different programs that provide health insurance coverage to children who come from low income families.
Medicaid is a public, or government run, form of health insurance. It provides health insurance coverage for low income individuals and families who cannot afford to buy a health plan from a private insurance company. Medicaid is funded, in part, by the federal government. It is also funded, in part, by the government of an individual state.
In New Hampshire, the Medicaid program is administered by the New Hampshire Department of Health and Human Services. There are several different parts of the Medicaid program that cover children.
There are two categories of eligibility requirements: Financial Eligibility and Non-Financial Eligibility. A child must fit the requirements of both in order to be eligible for coverage for Medicaid.
The Non-Financial Eligibility requirements include the child’s age. A child must be under the age of 19. The child must be a United States citizen or an eligible qualified non-citizen, and must be a resident of New Hampshire. The child must have a Social Security number. A child can qualify for Children’s Medicaid regardless of the child’s insurance status.
Financial Eligibility requirements is based upon the income and size of the family that the child is a part of. It includes income from working or self-employment. It includes unearned income like child support, alimony, Social Security Disability (SSDI) or other Social Security payments, unemployment benefits, Veteran’s benefits, or Worker’s Compensation benefits.
Children’s Medicaid (CM) provides free health and dental coverage for kids who are up to age 19. The child’s family must be no higher than 300% of the federal poverty limits.
Children with Severe Disabilities (CSD) is special coverage for children who are disabled and who are under age 18 or 19. The child must be attending high-school or its equivalency full time. The child doesn’t have to be living with the parent or relative to receive this coverage.
Home Care for Children with Severe Disabilities (HCCSD) is for children who are severely disabled and who are age 19 or under. To qualify, the child must have a medical disability that is so severe that they qualify for institutional care but who are being cared for at home. For this program, only the child’s income and resources is counted toward eligibility, not the income or resources of the child’s family.
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