Discussing money as a couple is a complicated matter, but it is something you should find the time to do regularly and often. In addition to a habitual weekly money meeting, you should also consider a semi-annual money “retreat.”
These weekly meetings can be at home amongst the hustle and bustle. They don’t have to be long or lengthy, just an opportunity to touch base on what bills are due and where the money is coming and going. It can be a good time to briefly discuss your monthly budget progress. These meetings can take 10 or 15 minutes.
The retreat idea is a bit different. Your goal here will be to get away completely. While it may not sound like a fun couple “outing,” escaping from your hurried home to a quiet restaurant or coffee shop to discuss long term goals, dreams, and money fears together can go a long way towards building a strong relationship and financial future.
The most important step in lifetime success as a couple is to create a team. Just like businesses go off-site to discuss the board’s goals for the company, you and your spouse should do the same. Getting away from the distractions of your household can help you take a fresh look at the big picture. It will also allow the two of you to completely focus and listen to each other.
So, call that babysitter or grandma, and set a date. Get out to a quiet place, wherever you both feel the most comfortable. Bring some paper, pens and a calculator. You should also bring your most current budget and any account information. Then sit back and relax. Bring out your best listening ears and take some time to really discuss your future together. Trust me, you and your pocketbook will be glad you did.
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