Today, there are such extravagant items available for our homes, that it is easy to go into debt. From big screen TVs to imported fabrics and accents, things can add up in a hurry. While everyone wants an attractive and comfortable home, living beyond our means to acquire ostentatious furnishings or impressive electronics, is not necessary.
If you can afford the finer things then by all means, you should choose whatever you like. If however, you are addicted to buying on credit, you will soon find that even the nicest furniture or equipment isn’t worth struggling with debt.
Try to keep practicality in mind and choose items that you can afford. If there is a big-ticket item that you simply must have, save for it or put it on layaway if possible. You will be able to enjoy your new possessions much more when you won’t be spending the next ten years (or the rest of your life!) paying for them.
Also, choose items that are good quality but reasonably priced. Items that can be used for dual purposes are also very practical, as are reversible treatments, such as slipcovers, comforters, rugs, and curtains, that allow you to change the look and feel of a space without spending more money.
When it comes to furniture, you might be able to trade in existing pieces for some gently used, high quality replacements. A friend told me recently that when she took a famous name wing back chair in to have it reupholstered, she was informed that part of the frame was made of pressboard and the “wings” contained heavy cardboard. So, if today’s furniture offerings are not the best quality anyway, and many are not, you might be better off with a gently used piece that is solid wood.
Being practical doesn’t have to mean boring or plain. It’s really about spending within your means and getting the most for your money.