It is critical to protect your social security number. Not only is it your unique identity in this country, it controls your future employment, benefits, credit and good name. Whenever you are dealing with money, this little number plays a large part in the process.
The main way to protect yourself and your social security number is to keep it secret. Never use this number or any part of it to replace another number. Never carry your social security card in your wallet. Never give it out over the Internet.
Don’t let your insurance id or drivers license be the same as your social security number. Most companies and states avoid this practice these days, but it is still critical to double check — especially if you tend to hold onto old cards in your wallet.
Social security numbers are used to apply for credit and loans, get a job, and even register for school. Unfortunately, each time you give out this number, you have the risk of it being stolen or misused. Therefore, it is critical to be cautious of any organization that requests a social security number. If something feels fishy, walk away. If it is for a future employer, you can always check them out on the Better Business Bureau’s website to be sure they are on the up and up. Avoid filling out any applications online. It is always okay to inquire how this organization keeps your number safe. If you don’t like their response, go elsewhere.
Many of us have trouble relating to a number as something personal. Try to think of it as even more specific, like access to your bank account. Would you give out your ATM card and pin number? If you don’t trust someone enough to do that, then don’t give them your social security number either.
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