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Spending is Up, but Not Earning

credit card Industry experts are reporting that Americans are tapping into their savings accounts and using credit cards in an increased account of spending in what they are calling a spring shopping spree.

It is bringing a little boost to the economy, but these analysts warn that it might not last long, since earning is not keeping up with spending. People are buying everything from new cars to average consumer goods. This in spite of the fact that gasoline prices are way up and the job market is still very tight. In fact, it is predicted that gas prices will go up to a whopping $4.15 a gallon in most places by Memorial Day!

Why all of the spending? Perhaps it has something to do with the season. With the season of Spring here, the weather warming and the days getting lighter, it is hard not to feel happy, confident and ready for a change. Everyone is very ready, I think, for something new.

With disposable income dropping, though, this means that in order to spend, most consumers have to take money out of their savings or start accumulating debt.

I felt the same way last week when I was ready to spend some money on new flowers and trees for the yard. I just wanted a little bit of color. With young tree prices averaging $90 for each small tree and everyone else beating me to buying up the less expensive blooming flower bulbs I came home empty handed. Which is a good thing, I think, as there are so many other ways to get free landscaping.

I’ve also been tempted to hit our local Michael’s craft store for some items for the kids and to decorate the house. Again, I think I will first see what I can do to gather items that we already have and repurpose them. But, it isn’t easy.

Are you spending or saving right now?

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This entry was posted in Shopping (See Also Deals Blog) by Mary Ann Romans. Bookmark the permalink.

About Mary Ann Romans

Mary Ann Romans is a freelance writer, online content manager, wife and mother of three children. She lives in Pennsylvania in the middle of the woods but close enough to Target and Home Depot. The author of many magazine, newspaper and online articles, Mary Ann enjoys writing about almost any subject. "Writing gives me the opportunity to both learn interesting information, and to interact with wonderful people." Mary Ann has written more than 5,000 blogs for Families.com since she started back in December 2006. Contact her at maromans AT verizon.net or visit her personal blog http://homeinawoods.wordpress.com