One important factor in helping you to stick to your budget is that it allows for some wiggle room or fun spending. This is an area that really can make a difference. In many ways a budget is like a diet for your money. If you set yourself up with too many restrictions you are setting yourself up for failure. It is important that you realize this and you may want to make the changes more slowly, so that you do not fail. One important thing to include in your budget is a fun money category. This should be spending … Continue reading →