Tag Archives: COBRA

Government Resources for Finding Health Insurance

Are you looking into potential options for health insurance coverage? Maybe you have a health plan, but are interested in finding a better one. One way to start your search is with a few government websites. They have reliable information about many kinds of health insurance. HealthCare.gov has an Insurance Finder tool. tool. It will help you find public, private, and community programs that meet your needs. You can get started in two quick steps. First, use the drop down box to select the state that you live in. Second, select the category that best describes you. Choose from: Family/Children, … Continue reading →

Where the Self-Employed Can Find Health Insurance

There are a lot of Americans who have absolutely no form of health insurance. Most people who do have health insurance are getting it as a benefit from their place of employment. If you are doing contract work, freelance work, or are self employed, then your job isn’t one that will offer you health insurance. Instead, people who are self-employed need to find their own health insurance plan. Here are a few ideas about how to make that happen. Does your spouse have employer sponsored health insurance? If so, it’s possible that your spouse’s health insurance plan can also cover … Continue reading →

Choosing COBRA Insurance

COBRA is a program covered by U.S. federal law that allows workers and their immediate family, in certain circumstances, to maintain their employer-sponsored health insurance upon a change in employment or life status. The qualifying events include any loss of benefits in case of: The death of the covered employee Reduced working hours due to resignation, layoff, strike, medical leave, business slowdowns Separation from work for any reason other than gross misconduct Divorce or separation which terminates the ex-spouse’s benefits Dependent child reaching an age at which they’re no longer covered. The length of time you may use COBRA depends … Continue reading →