What Does Car Insurance Cover?

In most states, you are required to have car insurance. This is one of the expenses that goes along with getting your driver’s license, and owning a vehicle. It is important to understand what your car insurance does, and does not cover. Learning this after you have been involved in a car accident is an unpleasant way to find out that you didn’t have enough car insurance coverage. If you have had your car insurance for a while, you might want to talk to your insurance agent, and review your policy. This is a good way to find out about … Continue reading

Renters Insurance

A Renters insurance policy typically covers the policyholders personal property from loss of certain perils such as fire, lightning, hail, windstorm, explosion, vandalism, theft and riots, as well as other risks outlined in the policy form. Renters Insurance policies also add liability coverage any damage the insured policyholder or dependents might cause to another person. Generally most Renters policies include provisions for additional living expenses, or loss-of-use when a renter is forced to move during times when the dwelling is under repair. When someone rents an apartment or private dwelling or purchases a condominium, Insurance for the renter and their … Continue reading