Many homeowners are unaware of the fact their homeowner insurance policy does not protect them against damages caused by Flood. Broken pipes and the damage caused by the homes water or plumbing system are covered, and water damage caused by damage to the roof may be covered, but damages caused by a flood are not. Flood insurance protection is available from the federal government under the National Flood Insurance Program. In 1968 Congress created the National Flood Insurance Program (NFIP) due to the rising cost of taxpayer-funded disaster relief for flood victims and an increase cost for the damages caused … Continue reading →