Do your spending habits reflect your priorities? This is a tricky question to ask yourself, because you may be surprised at what you find. It will take some moments of personal reflection and honesty. Hopefully your priorities are truly governing your spending habits. This leads to a peaceful life. First you need to sit down and decide what your financial priorities are. These will vary for everyone, but some common ones are to get out of debt, save for retirement, and pay for your children’s college education. You may want to write down three or four major priorities. Next you … Continue reading →