Tag Archives: Financial Choices

Are You Working to Pay for Child Care?

Are you working primarily just to pay childcare? Would you better be able to help your family financially by staying home? These are important questions to ask yourself periodically. I understand that not everyone wants to be a stay-at-home parent. That decision often goes much deeper than your finances. However, it is important to realize that your job may be costing you more than you realize. If you do want to stay home, here are some things to consider. 1) Subtract the amount of your childcare costs from your take home pay, and ask yourself if that amount of money … Continue reading →

Are You Getting In Your Own Way When It Comes to Finances?

Are you getting in your own way when it comes to getting out of debt? Your habits or little daily indulgences may be getting in the way of controlling your finances. While you may be frustrated because you have to give up your little or big luxuries, it is important to think about much they are really costing you. If you are constantly worried about your money, then your stress level affects how much you really enjoy your life. You may be costing yourself your peace of mind. You may have to work more, and lose the time that you … Continue reading →

Children, Finances and Your Choices

One of the most difficult aspects when it comes to being a parent and your finances are the trade-offs that you will have to make. It can be difficult because you want to provide the best opportunities for your children, and in some instances that can involve a lot of money. Additionally you may feel torn because you are not giving your children the quality of time that you feel they deserve. Your career choice may also be affected by your decision to have a family. You may choose to take a less competitive job so that you can spend … Continue reading →