Tag Archives: Fun Money

Five Tips to Help Allowances Work for your Family

One of the best ways to help your children learn the value of a dollar is to make them work for it. This really helps to put a value on all the money that they spend. It also teaches your children the importance of hard work. This is one reason why it can be beneficial to set up allowance in conjunction with chores in the home. You can set up your system in numerous ways. Here are five suggestions that may work for you. 1) You may have a set amount of money you want to give your children each … Continue reading →

Budgeting: Do I Have to Give up my Fun?

Budgeting means giving up fun? Not. Just because I’m budgeting now doesn’t mean I’ve given up my gourmet coffee, spa days, and pedicures. It just means I have to plan for them a little better now. By planning I don’t mean that I call the day spa on the phone and schedule a week ahead. By planning I mean budgeting the money – and saving for it when necessary. I’m lucky that my Hubby understands that I need to have massages, a crochet addiction, and pedicures occasionally. It is true: I need these things. I crochet as it feeds my … Continue reading →

My Secret Stash of Fun Money

There’s a small secret I want to share with you. I’ve found a way to come up with extra spending money for just me and my daughter without taking it from the budget. Sprinkled around the house I’ve left out small plastic cups seeded with a few coins. I have one in every closet, and on several counters throughout the house. Within a day after I did this, Hubby started dropping all his spare change in the cups. He saw my seed change, and viola! In went his change. Like most men, he empties his pockets at the end of … Continue reading →

My Loves and Hates Around Budgeting

I’ve only been budgeting a short time, so Hubby and I are still feeling our way around. So far, this is what budgeting to me means: Pre- spending your money on paper, before you actually get the cash in hand. Taking a set amount of cash, needed for the week in envelopes. Watching prices at the grocery store. Writing everything down on a daily (hubby) or weekly (hubby and I together) basis to evaluate our financial situation. Sounds easy enough …. NOT! I’m forced to think about things like: What do we want to eat for dinner this week? And … Continue reading →

Hi, I’m Michelle and I’m an Overspender

I’ve been a working gal all my life. My first job was at twelve years old helping the neighbor lady in her small grocery store down the road. Every Friday I’d proudly get my paycheck and…. spend it. Years later,as a married woman, I more or less did the same thing. I got my paycheck, and hubby and I spent it. We went out to dinner, to the bars, I got massages, had spa days, and bought new clothes at the trendy spot downtown. Then Hubby and I adopted a little girl and I quit working. Suddenly we found ourselves … Continue reading →

Budget Strategies: Include Fun Money in Your Budget

One important factor in helping you to stick to your budget is that it allows for some wiggle room or fun spending. This is an area that really can make a difference. In many ways a budget is like a diet for your money. If you set yourself up with too many restrictions you are setting yourself up for failure. It is important that you realize this and you may want to make the changes more slowly, so that you do not fail. One important thing to include in your budget is a fun money category. This should be spending … Continue reading →