Tag Archives: Home Owner Insurance

Five-Tips to Prepare For Hurricane Season

There are areas of the country that are susceptible to hurricanes and the damage they cause. The predictions for the Atlantic Hurricane Season for 2007 recommend everyone be prepared for a more active and intense season than usual. It’s a good idea to follow the scouts motto and always be prepared if you need to be ready for hurricane season follow these 5-tips! Tip #1 Review your homeowner insurance policy: It’s a good idea to talk with your insurance agent or company and make sure you have enough insurance to rebuild the house and structures and also replace personal property. … Continue reading →

The Contents of A Homeowner Policy

A Homeowner policy is an expanded Standard Fire Insurance Form with built in endorsements and added coverage. Lenders usually require a Homeowner Insurance Binder or Certificate of Insurance, by the closing date, if the insurance isn’t in place then the sale of the house won’t close. Lenders won’t pay for property that’s not properly insured, and some lenders may require specific types and coverage amounts to be sure they don’t lose money if there is a disaster. Many states also require Homeowners have additional specific types of insurance, such as earthquake or flood insurance if the risk is greater. The … Continue reading →