Are you still paying just the minimums on your credit card payments? If that is all that you can afford to do, then you need to begin immediately to change your financial picture. You are too close to a financial disaster. If you have the extra money, but you are not paying it, then you should step back and look at the bigger picture. Recently the credit card companies have doubled the minimum payment due each month. This will help you to get out of debt much quicker. But if you continue to pay just the minimums you are going … Continue reading →