Long-Term Care Insurance Options To Consider

In this series of Blogs we have been looking at Choices, families have when a member is no longer able to care for him or herself. We have looked at the history of Long Term Care Insurance and considered the risky nature of these policies verses the fact this is the only option for insurance families have to cover the catastrophic costs of long-term care for our parents and ourselves in the future. The fact is that more than 70% of those reading this Blog will live to retirement age and will need long term care at some time in … Continue reading

What Choices Are There When Someone Can’t Take Care of Themselves Any Longer?

What if your parents can’t take care of themselves when they are old? Worse, what if you can’t take care of yourself when you are old? There are many options and resources we can choose when we face caring for an aging parent or considering our own futures: Children provide care for their elderly or disabled parents in their home or in their parents home. A home-health care service can be arranged. Adult Day Care Centers Assisted-living facilities Nursing Homes. The huge problem is paying for the kind of help, we would want for our parents or for ourselves. In … Continue reading