Bills & Online Banking

Have you noticed that your billing statements often arrive quite close to their due dates? During the busy holiday season, as the post office is more strapped for time, many customers are finding their statement arriving in such little time before they are due. For someone living from paycheck to paycheck, this can be tricky for budgeting. In addition, if you travel frequently or don’t have time to review all your monthly statements when they arrive, you may find yourself paying late, thus incurring late fees or interest payments. The Fair Credit Billing Act does set standards on when companies … Continue reading

Do You Have Trouble Saving Money?

Do you have trouble saving money? Have you thought about saving money and the benefits that it would bring you? You may have gone as far as actually putting an amount in your budget to save every month. You may actually transfer that money in at the beginning of every month. However at the end of the month you find that you’ve slowly transferred it all back out again. Here are five tips to help you begin to make your savings stick. 1) If you find that you are using the money that you “save” every month. You need to … Continue reading

Online Banking Basics

Online banking is an important feature to look for when deciding on opening a checking account. Online banking has changed the way that people handle money. It has helped people to better track their finances, save time and money. If you have not yet used the features of an online banking system, then let me explain them to you. The biggest advantage to banking online is that you have access to see the items, which have cleared your account. This helps you to see how much money you really have in your account, because you can subtract the items, which … Continue reading