Many people believe personal liability insurance is only important for the wealthy. The problem is accidents can happen to anyone and usually when least expected. In a split second any one of us might find ourselves behind the wheel of a car that just hit a bicyclist, a summer backyard ballgame might lead to a neighbor’s broken window and glass in the eye, or the pizza delivery person may slip on the rain soaked porch, break a hip and knock out three teeth. Liability lawsuits are everywhere today and judges are awarding unpredictable amounts of money to injured parties. No … Continue reading →