Recently I have talked to people who use credit cards for the cash rewards. Generally when you do this you charge all of your living expenses on the card (groceries, gas, clothing and so on), and then you pay off the balance at the end of the month. This can be beneficial if you are responsible enough to pay off your balance in full at the end of every month. If you do this you need to be extremely disciplined and follow these guidelines. 1) There are so many credit cards available with cash back rewards that there is no … Continue reading →