Are you getting a large tax refund this year? Before you scream… yippee… you may want to ask yourself if this is a good thing. While no one wants to owe money at tax time, getting a hefty return is also not such a good idea either. Don’t use the IRS as a savings account… they don’t pay you interest! You should ideally shoot for a small tax return, something in the neighborhood of one to two hundred dollars… no more. This will ensure you don’t owe any at tax time, but you also won’t throw your money away throughout … Continue reading →