Did You Go Overboard with Gifts?

Now that the gift wrap is off and the gifts are spread around under the Christmas tree, there might be a sense that you went a little bit overboard. If it isn’t the sheer number of gifts, perhaps it is the credit card bill or the drain on your bank account that tells you that  you might have done a little too much. For me, it is usually the couple of extra gifts that I have left in the closet, too embarrassed or overwhelmed to bring them out. Ah, isn’t it so easy to be Santa these days. Still, it … Continue reading

The Temptation of Great After Holiday Deals

There are some great holiday deals out there, but giving in to temptation can put you into debt. Here is how to take advantage of those deals without hurting your finances. We have been spending a lot lately. From replacing clothing that is falling apart to a new pink Barbie bike we got at the thrift store, money seems to be pouring out of our hands lately. Add to that the fact that our big grocery shopping trip was this past month, and it has gotten me a little bit nervous. Next month will be a lean one for us, … Continue reading