You can’t exactly take the kids with you when you’re picking out their presents, but you may want to have the ability to shop with your spouse. Who’s going to watch the kids? Grandma might be out getting caught up on her shopping, and if you have to pay a babysitter, that’s less money to spend on gifts. Instead, get together with your friends who also have kids and work out a trade. Set up a little co-op deal and swap a certain number of hours of childcare. It’s best to plan in advance and give set dates and times … Continue reading →