Tag Archives: budget

Qualities that Will Get You More Money

If you can foster the following qualities in yourself, then you will wind up with more savings and a better budget. Here are some things that every frugal living person should have. Patience The old saying may be that “time is money,” but we can turn this around to mean that being patient with time is more money. How? Well anytime that you can be patient with a purchase you will generally save money, whether it is waiting a year for the price of that new gadget to go down, shopping around for a new mortgage or saving up for … Continue reading →

Frugal Designer Touches for Your Home

I am so ready to toss off winter’s doldrums and brighten up the house. The problem with new decor, however, can be the cost. From designer fabrics to new accessories, even a little brightening can make an impact on the budget. Ah ha! frugal living to the rescue. I know that you have probably heard my mantra before: paint, paint, paint! It is a relatively inexpensive way to go, especially if you can get the paint for free. And although I think it is important to mention, let’s move on to accessories. Shop the discount bins and the fabric store … Continue reading →

Buying a House as a Couple

Whether you are buying your first house as a married couple or you’re further along the track, given the current economic climate it is more important than ever that you know what you’re doing. One of the first things when looking for a house is to look at your budget and what you can afford. Know what you can reasonably repay and don’t over commit yourself, so that if something goes wrong and you have sudden medical expenses etc, that you are left tying to figure out how to pay the mortgage. Over committing finances puts too much strain and … Continue reading →

How to Save When There is Nothing Left Over

Having some savings is important, because you never know what life will throw at you from one moment to the next. You want to make sure that you are covered in the event of a job loss, an unexpected medical expense or simply if the furnace needs to be replaced. But how can you save anything when all of your money is simply going to survive from one week to the next? Here are some strategies. Have a Buy Nothing Month For one month, vow to buy nothing, absolutely nothing for a month. Any money that you save during this … Continue reading →

Tips for Using Less Laundry Detergent

Let’s save some money on laundry this month! Here are my favorite tips for being frugal and spending less while getting your laundry clean. Let’s start with using less detergent. You have heard me say it before. You can cut back on the amount of laundry detergent you use but still get the clothes nice and clean. While this is true, there are some tips and techniques that improve your results when cutting down on your detergent. Skip the cheap detergent, because you may wind up washing your clothes more than once to get them clean, or having to replace … Continue reading →

Prada Taste on a Wal-Mart Budget

Well-fitting, trendy clothes can really make you feel great about yourself. While most of the time, as a mom who works at home, I wear the more practical uniform of jeans and a comfortable top, I do like the ability to dress up in more stylish clothes now and then. But how can you keep up with trends and dressing in style when clothes can be so expensive. If you don’t want to compromise your taste but you can’t compromise your budget, read the following post. There may just be some great advice here that you can use. Get the … Continue reading →

How a Piece of Paper Can Save You Thousands of Dollars

There are many uses and reuses for an ordinary piece of paper. From using junk mail as scrap paper to using both sides of a piece of paper before recycling it, you can reduce the amount of paper that you waste. But this blog post isn’t about conserving paper. No. Actually it is about using paper to save money. Research shows that when you physically write down goals, you are 30 percent more successful at actually reaching them. It seems like such as simple trick to help us do almost anything we need to do. So why not use a … Continue reading →

Money Saving Steps to Take When You Are Laid Off

Unfortunately, many people I know are being laid off or forced to cut their work hours and income. And if the analysts are correct, things may just get worse with more people out of jobs or finding themselves with a reduced income. So what do you do if this happens to you? The first thing you need to do to save your money is to take stock of what you have. It is important to understand your finances. Make a budget. You can learn more about that by clicking here: How to Get Your Finances in Control. The next thing … Continue reading →

How to Prevent Money Matters from Hurting Your Marriage

Money and financial issues are one of the leading causes of conflict leading to divorce in modern marriages. Differences of opinion on what to do with money, how to save and how to spend can make you feel as though you are constantly butting heads with your spouse. If you and your spouse agree on all money issues then congratulations. You are a rare pair. Most couples have different attitudes toward money as individuals. Even couples who are have similar values (savers, let’s say) can vary a bit within their attitudes (one likes to save a little bit more than … Continue reading →

How to Get Your Finances in Control

If you feel as though your finances are out of control then you will want to read this post. I’ll walk you through some steps that you can take to figure out exactly where your money is going and how to stop it from flowing out of your door without your conscious consent. Getting your financial situation under control will help you live a better life and avoid being left with nothing. The first thing that you need to do to get your finances under control is to create a budget. No one really likes to make a budget. Not … Continue reading →