Your New Home: A Few Decorating Tips

Moving into a new home is so exciting. You get a fresh start in making a house into the perfect, cozy home for you and your family. While there are too many positive things to about moving into a new home to list them all here, one minor drawback might be not having the money to buy all the new furnishings and accessories you’d like to have as you begin decorating. That’s okay. There are some tips you can use to fill in those empty spaces and help your new home look a little more lived in. Go Green First, … Continue reading

Starter Homes

Was your first home a starter home? Are you currently in or currently considering the purchase of a starter home? It’s a great idea for many couples or families just starting out. It gives you the benefit of having those monthly payments go toward something instead of throwing rent money out the window. That’s the first obvious benefit. Another benefit is the ability to fix up the place inside and out, just the way you want it. You might also find that a starter home makes a good investment in some cases. If you purchase a home that needs some … Continue reading

A New Home: Something to Celebrate

My brother in law and his wife invited us to their new home to watch the Super Bowl. Don’t ask about the game, because I don’t want to talk about it. I’m too depressed! Anyway, it was great to get out and I was thrilled to see their home. I’m really close to my brother in law and love him like a little brother. His wife is great too. They are now officially first time homeowners and I couldn’t be happier for them. Their home is on ten acres with a huge pond, which makes a gorgeous view from the … Continue reading

What About all Those Dreams?

I hope you’re married to your dream guy or gal, but the dreams I’m referencing here are those that you and your spouse had early in your relationship. Maybe you dreamed of buying a home together or having children or starting a business. Do you remember all the dreams you shared? I have to stop and think about it sometimes, because so much has happened in our lives since those days. I do remember quite a few of the things we hoped for and there are several of those dreams that never materialized. That may be true for many couples … Continue reading

Shopping for Real Estate? Don’t Fall in Love

The title may give a different impression than what is intended. It’s not suggesting that you avoid falling in love with another person, rather that you avoid falling in love with a piece of real estate. It may sound silly, but it happens every day. Buying real estate can be a great investment both financially and emotionally, but that doesn’t mean making an emotional decision will be beneficial. Try to keep an open mind, even if the home or property you’re viewing seems perfect. It may look like your dream home, white picket fence and all, but don’t let that … Continue reading

Can I Find a Mortgage with Zero Down?

The simple answer is yes. You can find mortgages with zero down, but it isn’t quite that black and white. Not everyone can obtain such a mortgage, and it might not be as good a deal as it seems to be. First, you generally must have very good credit and a stable, fairly high income to be considered for a zero down loan. Yet, even with good credit, you will likely end up paying a higher interest rate, often associated with people who have poor credit scores. The reason for this is that the loan will be considered a high … Continue reading