Tag Archives: cable

A Home Business Means Longer Hours

The one thing that people always say, without exception, when I tell them that I work at home is “oh, I wish I could do that.” No, most people probably don’t. Working at home is tough, without a doubt. The main problem with the home business dream is that it takes considerably more hours than most outside jobs. Within a few months of starting a home business I was making more than at my former job, but the hours were nearly doubled. Different home businesses require a different number of hours per week, but I have yet to hear of … Continue reading →

Mystery Shopping: The Tax-Man Cometh!

Disclaimer: Julie is not a tax professional. As a matter of fact, she did so poorly in Accounting that it didn’t even count toward her college degree. Please check with your tax professional about your finance. This blog is for informational purposes only. I’m doing my taxes using TurboTax and crying in my… well, green tea, but you get the point. Mystery shopping can be good money. But you’re an independent contractor. That means that you pay your own taxes. Generally, when you’re an employee, a company is matching what you’re putting into Social Security and Medicare taxes. That terrible … Continue reading →

Adjust Your Withholdings for the New Year

An important thing to do at the beginning of the year is to take the time to make sure your withholdings are accurate for your family. You can also easily adjust the amount you are having put into retirement, and savings at this time. You can easily figure out how much you should be withholding by using the calculator provided by the IRS. Here are five reasons that your withholdings may have changed in the last year. 1) You have had a child. This will increase the tax credit that you can claim. You should adjust your withholdings accordingly. You … Continue reading →

Insurance Permiums OR State Tax?

It’s a well-established fact most people don’t like insurance companies. Many people believe Insurance companies are out to get more then they need. Some people think insurance companies use mysterious methods to reach into the pockets of unsuspecting people and take money for unknown reasons. So it should be no surprise that the democratic tax and spend Governor of the state of Oregon, Ted Kulongoski (pronounced as: Governor “Tax And-Gouge-Me”) has decided insurance companies may as well do the dirty deed and collect some of the taxes to pay for services most people would assume should be covered by their … Continue reading →

Take Advantage of E-File

When it comes time to filing your taxes there are many ways to go about it. You may choose to go to an accountant, a tax preparation store, purchase software or to do your taxes yourself. No matter what you decide to do you should take advantage of t e-file. E-file allows you to file your taxes electronically. It saves time, and because it is automatic there is less chance for error. You will receive your refund faster if you e-file. The first day that e-file is available is January 16, 2007. If you have an adjusted gross income below … Continue reading →

Don’t Lose Money on Your Tax Refund

The approaching new year means that it is time to begin thinking about filing taxes. You have seen the advertisements for the tax preparation places that offer to not only prepare your taxes, but also actually will give you your refund a lot faster than waiting for your refund from the IRS. It is important to realize that you are actually taking out a loan against your return, and you are paying high fees and interest rates in order to receive the money sooner. Unless you are in dire need of the money (they are about to foreclose on your … Continue reading →

Are You Having Too Much Withheld from Your Paycheck?

Are you looking for a way to have more money every month? Do you receive a large tax refund every year? Do you count on this money to make large purchases or to pay off debt? Or does this money go directly into savings? If you do receive a large refund each year, but you really struggle paying your day to day bills you can change the withholdings so that you do not receive a refund. Instead you will receive that money throughout the year, when you really need it. If you choose to do this you need to make … Continue reading →

Do You Have Questions About Your Taxes?

Do you receive a large refund every year and feel like you could use that money in your regular paychecks? Are you self employed and confused about what taxes you need to pay? Do you want to understand the earned income credit (EIC) or how the child tax credit works? If you do, then you should visit www.irs.gov. This site is surprisingly easy to negotiate and has a wealth of information that you can use to make the most of the money that you have. The site has several calculators that can help you figure out what you currently owe … Continue reading →

What To Know Before Making A Living Off Of eBay

What is your idea of the perfect job? For some it’s buying, selling and bargaining. And, what better place to do so than in the comfort of your own home, on your own computer, using what some consider the ultimate online auction site–eBay? For thousands of Americans, eBay isn’t just a hobby… it’s a living. Just ask my neighbor. He spends his day packing, stamping and filling out customs forms in the basement of his home. He has made eBay a full-time job. The hours are flexible, it’s convenient and he loves it. He started off making less than $100 … Continue reading →

Health Savings Accounts

You may want to take advantage of a health savings account. (This should not be confused with the flexible spending account that is often available through employers.) A health savings account is designed to allow you to save money tax free for out-of-pocket health care expenses. There are several strict rules associated with this account, and so you will need to make sure that you qualify before you open one up. In order to open a health savings account you need to have a high deductible health insurance policy. This policy is often referred to as catastrophic insurance as well. … Continue reading →