Yesterday I wrote about how I changed my thinking about credit cards and changed my debt status. But in finding spending harmony I didn’t shun credit cards altogether like many financial advisors tout. (Having too many credit cards was never my problem, though. Maxing out the one I did have was.) No, instead I learned how to use credit cards to make them earn for me. Sign Me Up for That Reward Program! For the longest time I couldn’t get a Discover Card because my credit was so bad. (Not only did I have that maxed out balance on my … Continue reading →