We’ve talked about the problems that financial stress can have on a marriage and during the holiday season, arguments over money and how you are spending it on presents for the kids and more can seem inevitable. Making the right decisions on how to spend your money can be hard most of the year, but when it comes to Christmas shopping and looking for the right presents for your kids and more – it can a great deal more difficult. The Past Affects the Present For years, my husband and I both made a decent income with extra disposable cash … Continue reading →