Tag Archives: costs

Anticipating Rising Costs in Your Budget

Budgeting is an act of guessing—careful, researched guessing, but guessing nonetheless. When you are budgeting for your home business, it is important to look at expenses and revenue as it is now, but we also have to anticipate the areas where costs will go up. In an unstable economy like the one we are experiencing now, anticipating cost increases can be a challenge. There are a couple different ways you can work to anticipate and prepare for where your costs will be a few months or a year from now… If you have a history of budgeting or have been … Continue reading →

Should You Pass on Rising Costs?

Chances are, you are starting to notice some rising expenses in your home business do, in part to the impending recession. Transportation costs, shipping rates, supplies, and other items are going up and they are likely costing you more and that takes away from your bottom line. As a new or relatively new business owner, however, you may feel reluctant to raise your own prices to cover those growing expenses. But, passing on some of those rising costs may be just what you need to do for the health of your business. If you have a business where you ship … Continue reading →

Will a “Perfect” Child Cost More?

Does a “Perfect” child cost more? There has long been a perception that agencies will “charge” whatever they want for a healthy infant, especially if blonde and blue-eyed, while parents who can pay less will be offered “damaged” children. It goes without saying that it is offensive to speak about children as if they were goods to be purchased. So is there any truth at all to these perceptions? First of all, adoption agencies do not set “prices” for specific children. Adoption fees represent the cost of a homestudy, the agency overhead for office space and operations, salaries of children’s … Continue reading →

Save on Water Heating: Insulate!

When we typically think of insulation for our homes, we think of adding insulation to attics or even inside walls to save on heating costs. But, if you have a hot water heater, you are missing a big area that can benefit from insulation. Insulating your hot water heater and the hot water pipes can save you money off of your annual heating bill. Why does insulating your hot water heater work to save money? A hot water heater is always “on.” The heater must maintain the water at a hot temperature, so that it will always be available to … Continue reading →

Frugal Ways To Share The Cost Of Food

It is really not that difficult to get into the habit of sharing the cost of food. But how do you go about doing it, when you have never done it before. Well, there are a lot of different ways. Angel Food Networks First, in some area’s there are angel food networks, which require a set fee each month (typically around $50.00) and you receive $100.00 worth of food. They order the food in large supply, take the time separate the orders that they received and then distribute the food at a set destination. You then come pick up your … Continue reading →