Credit counseling agencies can be a useful tool and more and more people are learning that obtaining financial aid from one of them can be priceless. Subsequently, the number of credit counseling agencies is growing rapidly. While some are legitimate, it’s a sad fact that several agencies, even big name companies, will take your money and ruin your credit rather than fix it. A woman who works for my neighbor said she signed up with a credit counseling agency to get her finances in order. After she divulged a ton of personal information the company claimed they would be able … Continue reading →