I’m not even sure what interests rates are right now, because I don’t use credit cards. I do know that most are somewhere around 20% unless the credit card company is conducting a special offer. Let’s just say 20% since it’s a nice round number. That means for every $100.00 you borrow, you’ll have to repay at least $120.00. That adds up quickly! Many American families spend beyond their means and are currently experiencing dangerous levels of credit card debt. Once a family or an individual gets to a certain point, there is no easy way to resolve the debt. … Continue reading →