When I was a little girl I had my first savings account. Mom or Dad would take me down to the bank to deposit or withdraw money. The bank was open limited hours during the day, shorter hours on Friday, and closed on Saturday. When I was old enough I could ride my bicycle or walk to the branch in our foothill town. Then our bank had the most amazing contraption installed outside; it was called an ATM or automated teller machine. With the ATM customers could do a number of simple transactions without having to talk to a teller … Continue reading →