Are you having trouble with debt? Do you have a hard time saying no to your credit card? If so, there are times it can be useful to have the assistance of others. Debt and credit counseling is a huge industry. Due to this, it has good and bad along with it. If you truly feel out of control or that you have no hope, then it is time to consider counseling. Many people are addicted to spending and credit cards are simply fuel for the fire. Credit counseling can help you negotiate with creditors as well as help you … Continue reading →