How to Document Your Valuable Property

My husband and I recently visited with our insurance agent. We learned quite a bit about homeowners insurance that we did not know before we spoke with her that day. One of the things we learned was how important it was to make sure we correctly documented our property, especially the valuable property. A homeowners insurance policy covers two basic things. It covers the damage caused to the outside of your home, and it covers the replacement of your personal property in case it gets stolen, or damaged due to a disaster. Insurance companies will require proof before they will … Continue reading

Do You Need Any Disclaimers?

Would you be better off with a disclaimer in your marketing materials, invoices or on your web site? Are you providing products or services but need to make sure that you are not held liable or responsible for misuse? Many home business owners never realize that they would be better off with some legal counsel and verbage until it is too late, while others might go along for years before realizing that disclaimers would make things run smoother. You might also be surprised at all the little ways that you should be getting permission or having a disclaimer (using photos … Continue reading