I have had several people ask me if I have “recovered from the holidays” and if I am “getting back in the work groove”—as many of you home business owners know, there isn’t always a big lull for us. Sure, some of us take advantage of the time flexibility to take time off during the month of December, but some of us don’t. Either way, the New Year tends to bring a time of re-focusing and getting re-energized for another fiscal year. I have been writing about budgeting, planning and getting ready “on paper” for another twelve months of work … Continue reading →