What’s the Big Deal About Shoes?

If I had a dollar for every time I’ve had to deal with shoe-related parenting issues in the past 18 years, I would probably be a very rich and comfortable woman. From trying to get shoes on them when they are baby (and finally giving up on that one), to trying to keep them in shoes that fit, to finding shoes they will actually wear, to picking up the shoes laid strewn about, to finding lost soccer cleats and missing shoes—whew! Should I go on? If someone would have told me that 25% of my time as a parent was … Continue reading

Understanding Profit Centers and Cost Centers

Periodically, I try to share some business education information that might help in operating and growing your home business. Many of us come to our own home businesses without much of an understanding of business basics at all—just a lot of drive, determination and passion. Not to mention a genuine interest in having our own small business. One thing that may be helpful to understand is the difference between a “profit center” and a “cost center” as it relates to a small business. In simplistic terms, a “profit center” is an element of your business that generates revenue and profit. … Continue reading

Thinking About Cutting Costs

One of the basic “givens” in running a business is having to pay attention to the bottom line and periodically look at expenses and find ways to cut costs. If you are new to business, or have not really been involved in budgeting and managing expenses before, it can seem pretty daunting trying to figure out how to evaluate and cut your home business expenses. The first thing to do when it seems necessary to cut costs is to make sure you have an accurate budget listing real and estimated expenses. It is important to have extensive information in order … Continue reading

Yachting—Can You Afford It?

As I look back at past “Travel” blogs I’ve noticed that I have neglected to cover the area of boating. Sure, I have written about cruises, but you can’t really compare a 160,000-ton ship with a dingy (not that this blog is about a dingy). I live just a few miles from one of the largest ship manufacturing plants in the world. You’d think that fact alone would inspire me to blog about the yacht industry. It hasn’t—until now. I’ve learned that you don’t have to be in the market to buy a yacht to appreciate the trends in yacht … Continue reading

Make a Quick $50.00 – Getting Rid of Your Storage Unit

Many people find that one of the key’s to saving money each month, and living a frugal lifestyle, is by implementing an organizational plan. Organizing can be in several different areas of your life, including but not limited to, the many rooms in your house, your job, time management, and other ways. But organization is only effective if you aren’t utilizing money pits as catch-alls for your stuff. What I mean is, if you are paying for a monthly storage unit, you are definitely using the wrong type of organizational method. You need to eliminate that added expense every month. … Continue reading